Mortgage Loan Consultant

Mortgage Loan Consultant

NMLS#1942974

ACG Funding - Direct Lender & Broker

Why Work with Me

My journey into the mortgage industry was sparked by a keen interest in real estate. With a solid five-year tenure as a loan processor, I’ve honed a deep understanding of loans, enabling me to effectively pre-underwrite scenarios and anticipate potential challenges. My true passion lies in assisting clients in achieving their dream of homeownership and investment property acquisition. I look forward to providing you the highest level of service.

My Services

I provide a diverse range of loan products tailored to meet your specific needs.

Fast turn time, average closing time in 17 days

Offers flexible mortgage options & competitive rate

Pre-approval (with DU approval) within one business day

Aggressive loan contingencies available to help your offer stand out

Testimonials

Mariana M.
Mariana M.
2024-04-03
Amazing experience with Vanessa, she provided great service, I inquired a few questions regarding loan, she got back to me under 1 minute! She's very knowledgeable about loan, she's responsive and communicative, best loan officer!
Wendy L.
Wendy L.
2024-03-30
Vanessa has been an incredible help to my family, assisting us not once, but twice, with cash-out refinancing, and I couldn't be happier with the experiences! As a longtime friend, I've always appreciated Vanessa's positive energy and honesty, but seeing her professionalism in action during our home financing process was truly impressive. Her patience in addressing all my questions, her genuine care for our best interests, and her commitment to keeping communication clear and open made the entire loan process smooth sailing. I'm genuinely impressed and incredibly grateful for Vanessa's outstanding service. When the time comes to move into a bigger home, there's no doubt Vanessa will be our first call. Thank you for everything!
Jimmy T.
Jimmy T.
2024-03-29
Vanessa Li is an amazing lender! I've worked with Vanessa for almost 2 years and she's been a tremendous asset to the growth of our business. Vanessa is extremely knowledgable with the different lending programs that is available to our clients. Her communication is exceptional which is helpful as a real estate agent because it helps us navigate through a transaction more smoothly. She also speaks multiple languages which is must in our market in SGV. I highly recommended Vanessa and her team!
Xi Z.
Xi Z.
2024-03-29
I really enjoy working with Vanessa as a realtor, she is my top option whenever my client need mortgage. And I will always go to her first because she will always reply me with any kind of loan we need. She is super knowledgeable, patience, responsive and honest. I like her friendly approach to all my clients ,always ensuring a positive experience on each transactions, and I like how she gave me so much confident because she knows her product and guideline so well and already pre-underwriten the files. When I help my client to purchase a home, we always need the best term and rate, most importantly, we need someone really care about the timeline of the escrow and the client's qualifications, Vanessa always made me proud and she is truly reliable for a realtor to trust in and need to close escrow on time! I close multiple deal with her, she could always make my work much easier, as you know, sometime buyer really have questions for me regarding the loan, she will always be there and answer them all before my client asks me. And even for the tough client that have million questions and concerns, she always have patience to solve them all! Even after services! Highly recommend! Because as a realtor, working with a reliable and excellent loan agent is one of the most important key tips! Vanessa never let me down never let my clients down! I been working with a lot of loan agents before and I trust Vanessa the most!
Joyce N.
Joyce N.
2024-03-27
Vanessa just helped me with my first home purchase and I am very happy with the financing experience! I have a very busy schedule and often not able to respond to txt or calls in day time, I like how she is able to work after hours so flexibly, even when I call her some times at 7pm 8pm at night she still answers my call! And she is extremely patient, I have a lot of questions on everything since it's my first time buying a home, and Vanessa is incredibly knowledgeable to answer all my questions and make me feel at ease on this seems to be stressful home buying process. I will for sure recommend to friend and family!
Kyle Ngo N.
Kyle Ngo N.
2024-03-25
I had a great experience working with Vanessa as a realtor. She is knowledgeable, able to pre-underwriting files and anticipating potential hiccups saved me countless headaches. She is responsive, always prompt in returning calls, texts and emails. She is honest and transparent, she lays out all the terms upfront, ensuring there are no surprises along the way. And she genuinely cares about providing assistance in the best possible way and never once pressured me or my clients to make decisions. I highly recommend Vanessa!
Clarence Y.
Clarence Y.
2024-03-25
I had the pleasure to work very closely with Vanessa while representing mutual buyer clients of ours on a home purchase in El Monte. My chinese is what we call Chinglish and our clients only spoke Cantonese/mandarin so I struggled to explain the process clearly. Then comes Vanessa to the rescue! Vanessa's chinese is very professional and on-point - combine that with her calm composure, it made our clients feel comfortable with the home buying process. Vanessa was not obligated to be so involved with the process on the realtor side but she more than willingly helped me with the translations. She was on conference calls with me, group text messages, and even called the client directly at odd hours of the night to resolve our issues to make everything go smoothly. I was very appreciative of her gesture and the value that she provided. Even after close of escrow she still checks in! Thank you so much for all your help, Vanessa! Will definitely do more business with you =)
Katie L.
Katie L.
2024-03-24
I have known Vanessa for over 10 years and she is one of the most honest and transparent person I ever met, so when it comes to a big purchase I want to make sure I go with someone who is trustworthy. She recently helped me with my first home purchase in Rosemead and as a first time homebuyer, I was a bit anxious and lost on this home buying process, and I told her all my concerns and worries, I am thankful that she is so experienced and guide me along the whole process, and I am glad I went with Vanessa for the deal, she is extremely patient on explaining all the details and questions that I have on the loan. And she is very transparent on the fees and rate, disclose everything and make sure I understand all terms. Thanks to her, what seemed like a daunting process turned out to be surprisingly smooth and easy. I'm so grateful I chose to work with her, and I can't recommend her highly enough!
Minhanh L.
Minhanh L.
2023-08-12
Purchasing a home for the first time had become a daunting and overwhelming experience. However, with Vanessa's help along side with my real estate, it became much easier to handle. They would answer every question I had, which I had a lot of, and explained everything thoroughly with patience. Making sure to obtain everything necessary so that the purchase of my first home went smooth and without problem.
Winnie L.
Winnie L.
2023-08-11
Vanessa has been helping me with refinance and loan advice for over 5 years! She always responds quickly and professionally. She went beyond to proactively provide additional information to keep me up to date. Always very passionate about her work and patient with all my questions. I highly recommend her to be your mortgage partner! It will make your life a lot easier!