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Loan Products/Services
The Market Minute
Testimonials
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Loan Products/Services
The Market Minute
Testimonials
626-382-6524
Loan Products
Conventional Mortgage Loans
Loan amounts up to $1,149,825 (For a single-family residence)
Minimum down payment 5%
Flexible terms available, including fixed-rate and adjustable-rate options.
Jumbo Loans
Designed for properties in higher-cost areas, with loan amounts exceeding the limits of conventional loans (up to $3.5MM).
No Mortgage Insurance
Non-QM Loans
Available without the need for traditional income documentation, suitable for self-employed individuals or those with non-traditional income sources.
Provide flexibility in underwriting criteria, considering factors beyond standard credit scores and income verification.
VA & USDA Loans – 0% down payment!
VA Loans: Offered to eligible veterans, active-duty service members, and certain surviving spouses
USDA Loans: Backed by the U.S. Department of Agriculture, designed for rural and suburban homebuyers
FHA Loans
Insured by the Federal Housing Administration, ideal for first-time homebuyers or those with limited down payment funds (as little as 3.5% down).
Offer more lenient credit requirements and lower down payment options compared to conventional loans.
Hard Money Loans
Provide fast financing solutions, often closing in 10 days or less.
Suited for real estate investors or buyers seeking short-term financing for property acquisitions or renovations.
Based more on the value of the property being purchased rather than the borrower’s creditworthiness.
Commercial and SBA Loans
Tailored for financing commercial properties, such as office buildings, retail spaces, or multifamily units.
Offered with varying terms and structures to meet the unique needs of commercial property investors and developers.
Reserve Mortgages
Designed for homeowners aged 62 and older, allowing them to convert home equity into cash while retaining ownership.
Provide supplemental income for retirees through loan disbursements based on home equity.
Construction Loans
Offered to finance the construction or renovation of a property.
Temporary Loan Buydown Options
Allow borrowers to lower their initial mortgage payments through temporary interest rate buydowns.
Foreign National loans
No tax return, SSN or FICO required
Loan amounts up to $3MM
Refinance Options
Closed End Second Program:
allows you to tap into your home equity without effecting your first mortgage.
Rate and Term:
Lower your monthly payments and save on interest cost
Cash out:
turn your home’s equity into cash for home improvements, debt consolidation, or other financial needs.
Get a customizable mortgage solution based on today’s rates.
Get Approved
Feel free to call or text:
626-382-6524
Email:
Vanessa.Li@acgfunding.com
